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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The MAIN purpose of an endorsement is to

A) modify the policy.
B) decrease the premium.
C) describe the covered losses.
D) increase the premium.

2. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) complete the continuing education requirements, if applicable.
B) hold active insurer appointment(s).
C) pay the required renewal fee.
D) submit to the department a completed renewal form.

3. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) acting in a fiduciary capacity.
C) providing coverage.
D) wrongfully withholding funds.

4. A notarized deed ensures that the

A) deed is legally binding.
B) deed can be recorded.
C) title is clear.
D) title is transferred.

5. Which of the following parties can file a claim under the provisions of a title policy?

A) The holder of a judgment against the insured.
B) The insured named under the policy.
C) The holder of an undisclosed interest in the insured property.
D) The taxing authority with jurisdiction over the insured property.

Solutions: