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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Title Insurance Principles | - Title Insurance Policies
|
| Insurance Industry Overview | - Regulatory Framework
|
| Real Estate and Settlement Procedures | - Closing Process
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
An acknowledgment
- A. is an authorization to convey property.
- B. is a signature on a deed.
- C. states that a deed contains verified information.
- D. provides evidence that a signature is genuine.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4pass members. You can sign-up / login (it's free).
Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that
- A. they are tenants by the entirety.
- B. they are tenants in common.
- C. the conveyance is void.
- D. they are joint tenants with rights of survivorship.
Correct Answer: B 🗳️
Explanation: Only visible for Prep4pass members. You can sign-up / login (it's free).
The commissioner may refuse to issue a license if the applicant
- A. is not a resident of Pennsylvania.
- B. is 20-years of age.
- C. has allowed an insurance license to lapse.
- D. provided incorrect information on licensing application.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4pass members. You can sign-up / login (it's free).
Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?
- A. Nothing is required.
- B. Probate the estate of John.
- C. Record a certified copy of a probate court order of John's estate distributing the home to Kate.
- D. Record in the county where the property is located a certified copy of John's death certificate.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4pass members. You can sign-up / login (it's free).
Coverage under a loan policy remains effective
- A. during the life of the owner.
- B. until the property is sold.
- C. until the lender assigns the mortgage.
- D. until the secured debt is satisfied.
Correct Answer: D 🗳️
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